SETH 5 Star Texas Advantage Program

No First Time Homebuyer Requirement


ust Help To Buy Your Home

The 5 Star Texas Advantage Program provides eligible homebuyers several options for a loan program that meets their needs. Buyers get a 30-year fixed-rate mortgage and a grant to be used for the down payment and closing costs associated with their home purchase. The maximum Grant is 6%, and is based on your actual loan amount. Grants range from 3%- 6% and you will work with your loan officer to decide the financing options and grant you would like to use. There is no repayment expected for this grant and no second lien on your home. This program can help reduce your out-of-pocket expenses and make home ownership easier to achieve.
SETH 5 Star Advantage Program Notice
Local down payment programs and MCC programs may be combined with this program. 
  • No first time homebuyer requirement
  • Must be income-eligible 
  • Minimum of a 640 credit score
  • Must purchase in program area